Interactive tools to help you explore financial strategies with your own numbers. Use them on your own, or bring your results to our first conversation — I'll show you what I'd do differently and why.
Compare the long-term financial outcome of buying a second property versus funding a permanent life insurance policy with the same capital. See real numbers for both strategies — including tax impact, estate value, and retirement income.
Find the maximum annual retirement draw your portfolio and policy can sustain without lapsing. Models market sequence-of-return risk against a fixed inflation-adjusted draw.
See exactly how passive investment income inside your corporation grinds down your small business deduction — and what that's costing you on active income.
Compare the after-tax outcome of paying yourself in salary, in dividends, or a mix — using current federal and Ontario rates, and your real RRSP and CPP situation.
Run a tool, then bring me the result. I'll walk you through what I'd do differently, why, and what it would mean for your specific corporation.